AI-Powered Mortgage Pre-Qualification

Estimate max mortgage & price using Canadian GDS/TDS rules at a stress-test rate. Includes CMHC logic, taxes, HOA — with Smart Presets & Tips.

AI Smart Presets
Click a preset to auto-fill sensible numbers. No API key needed.
Enter at least one income (you or co-applicant).
Down payment cannot be negative.
Annual tax rate as % of price (e.g., 1.00 = 1%).
Qualify at greater of market+2% or this floor.
Insured (<20% down) capped at 25 years.
Disclaimer: Estimates only; not a commitment to lend or advice. Programs and rates change. Confirm with your lender, realtor and lawyer.
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