AI-Powered Debt Consolidation Calculator
Add your debts, choose a new loan term, then see your payment and interest savings with a clean, intuitive layout.
Step 1 — Your Current Debts
Quick add
Step 2 — New Loan Terms
You can still edit the rate.
$
Educational estimate only. Lender terms vary.
Detailed Results
Total Debt Balance$0
Term Used for New Loan—
Total Interest (current estimate)$0
Total Interest (new)$0
Interest Savings$0
Keep-Current-Payment Payoff—
Break-Even (fees ÷ savings)—
AI-Style Explainer
Select Calculate, then use AI Explainer for a human-friendly summary.